|
|
 |
| |
How can I get the most from my plan?
You will get the best care if you:
Stay Informed
- Read your health insurance policy and member handbook. Make sure you understand
them, especially the information on benefits, coverage, and limits. Sales
materials or plan summaries cannot give you the full picture.
- See if your plan has a magazine or newsletter. It can be a good source
of information on how the plan works and on important policies that affect
your care.
- Talk to your health benefits officer at work to learn more about your
policy.
- Ask how the plan will notify you of changes in the network of providers
or covered services while you are part of the plan.
Take Charge
- Ask your doctor about regular screenings to check your health. Discuss
your risks of getting certain conditions. What lifestyle choices and changes
might you need to make to lower your risks or prevent illness?
- Ask questions and insist on clear answers. Ask about the risks and benefits
of tests and treatments. Tell your doctor what you like and dislike about
your choices for care.
- Make sure you understand and can follow the doctor's instructions. You
may want to bring another person along or take notes to help you remember
things.
Keep Track
- Write down your concerns. Starts a health log of symptoms to help you
better explains any health problems when you meet with your doctor.
- Set up health files of family members at home. This will help you to monitor
care. Include health histories of shots, illnesses, treatments, and hospital
visits. Ask for copies of lab results. Keep a list of your medicines, noting
side effects and other problems (such as other drugs and foods that should
not be taken at the same time).
| |
|
|
