|
|
 |
| |
What is most important to me in a plan?
In choosing a plan, you have to decide what is most important to you. All
plans have tradeoffs. Ask yourself these questions:
- How comprehensive do I want coverage of health care services to be?
- How do I feel about limits on my choice of doctors or hospitals?
- How do I feel about a primary care doctor referring me to a specialist
for additional care?
- How convenient does my care need to be?
- How important is the cost of services?
- How much am I willing to spend on premiums and other health care costs?
- How do I feel about keeping receipts and filing claims?
In choosing a plan, you have to decide what is most important to you. All
plans have tradeoffs.
You might also want to think about whether the services a plan offers meet
your needs. Call the plan for details about coverage if you have questions.
Consider:
- Life changes you may be thinking about, such as starting a family or retiring.
- Chronic health conditions or disabilities that you or family members have.
- If you or anyone in your family will need care for the elderly.
- Care for family members who travel a lot, attend college, or spend time
at two homes.
| |
|
|
