Health

Qualified Medicare Beneficiary (QMB)
This is a person whose income is below the federal poverty guidelines. In these cases, the state is required to pay the Medicare Part B premiums, plus any deductibles or co-payments.

Qualifying Event
An occurrence (such as death, termination of employment, divorce, etc.) that triggers an insured's protection under COBRA, which requires continuation of benefits under a group insurance plan for former employees and their families who would otherwise lose health care coverage.

Quality Assurance
Activities involving a review of quality of services and the taking of any corrective actions to remove any deficiencies.

Quarantine Benefit
A benefit paid for loss of time resulting from the quarantining of an insured by health authorities.

Quarantine Indemnity
See Quarantine Benefit.