General
HEW.
The United States Department of Health, Education and Welfare, which administers
the OASDHI, Medicare, and Public Assistance programs.
HUD.
United States Department of Housing and Urban Development.
Hangarkeepers Legal Liability Insurance.
Insurance which the owner of an airplane hanger buys to protect himself
from liability for damage or injury to others arising out of the ownership,
maintenance, or use of the premises for an aircraft hanger.
Hazard.
A specific situation that increases the probability of the occurrence of
loss arising from a peril, or that may influence the extent of the loss.
For example, accident, sickness, fire, flood, liability, burglary, and explosion
are perils. Slippery floors, unsanitary conditions, shingled roofs, congested
traffic, unguarded premises, and uninspected boilers are also hazards.
Hazard, Moral.
See Moral Hazard.
Hazard, Morale.
See Morale Hazard.
Hazard, Physical.
See Physical Hazard.
Head Office.
See Home Office. The term "head office" is primarily used in British
insurance operations, whereas "home office" is used for American
operations.
Housekeeping.
The care, cleanliness and maintenance of an insured's property. It is an
important underwriting consideration in many forms of insurance, such as
Workers Compensation and Property.
Huebner Foundation for Insurance Education.
A foundation which makes fellowship grants for doctoral study and publishes
research studies in the field of insurance.
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