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Does a PPO plan typically provide maternity coverage?

This question is a major concern for expectant moms-to-be. While each plan is different, many PPOs offer maternity coverage on either a standard or an opt-in basis. HMOs often provide more comprehensive and less expensive maternity coverage than do PPOs. PPOs, on the other hand, generally require a waiting period before benefits “kick in” - the length of this waiting period can vary from plan to plan.

 
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